Credit Assessment Officer

We are looking for highly motivated Credit Assessment Officers who wants to join a start-up in the new chapter of expansion and take on the challenge of their life! 

Our vision is to build the world’s best company; therefore, we need to build the world’s best team. 

Capiter is B2B E-Commerce Marketplace that serves as a digital liaison between the FMCG, wholesale, and merchants, restructuring conventional trading methods in Egypt to a digitized one; This in return provides efficiency in the whole supply chain process by using advanced technology and machine-learning models that produce high quality service to sales channels and high data validity to the supply channels with a highly optimized financial product cycling. The Tech enabler allows its merchants to order their products from the platform with an embedded financing product that allows the merchants to receive credit on their purchases. 

Responsibilities (included but not limited to): 

• Gather information about (clients, Sales team , PI ) analyze their financial data, examine their financial transactions and credit history to report findings and recommendations and conduct internal 2-verification with prospective clients and fulfil CPV. 
• Present analysis, findings and recommendations to managers, especially findings that involve a borrower’s ability to repay. 
• Process all the incoming applications in order to meet productivity targets within products with effective turnaround time. 
• Assess creditworthiness of prospective clients. 
• Ensure compliance with the firm’s policies and procedures, and guidelines governing the credit function.

What you can expect from us: 

• Salary in line with market benchmarks and stock options with potential of significant gains.
• Learn and work with the best entrepreneurs that will give you insights to all relevant aspects of building a company.
• Work in a flat, modern organization with no bureaucracy where trust is the most important trait.
• Explore and learn from new cultures that are most likely very different from what you are used to.
• Work in a fast-paced company where time between decisions to action is minimal.
• The opportunity to build a b2b marketplace in retail space, a global business, meaningful network and experience.

• Bachelor’s degree in Business, Economics or a Financial related field. 
• Minimum 2 years of professional experience in banking, Financial Institution or Financial Consultancy. 
• Fluency in Arabic and professional working proficiency English. 
• Experience in preparing contracts and signing promissory notes. 
• Experience in reviewing and authenticating financial documents. 
• Experience with authentication of signatures and verification of cheques in particular. 
• Tech savvy with experience in Microsoft Excel. 
• High attention to detail and strong organizational skills. 
• A can-do attitude with the ability to work in a dynamic environment.