Credit Underwriter

 Published Date: October 20, 2021

Job Title:	Credit Underwriter
Location:	Egypt, Cairo
Category:	Banking
Description:	Credit underwriters review and evaluate credit applications submitted by LO/Sales representatives to identify potential risks of the borrower Conduct a detailed study of financial statements (balance sheet, profit & loss) and other business documents to verify the creditworthiness of the customer Generate and analyse all necessary reports (I-score, Fawry Score, turnover with FAWRY) to check the customer`s credit history and business performance Verify the information from application form by phone call to the potential customer or via field visits to the customer’s business premises  Ensure compliance with credit risk policies, standards, procedures and other internal regulations in lending operations and decisions taken Prepare credit risk classifications and credit risk opinion in relation to the requested credit exposures Decide on the credit exposure within his / her level of competence Present the case and the identified risks to the credit committee members, if his / her authorization level is insufficient for an independent decision Assist loan officers and sales representatives to verify the accuracy of information received and calculations made during the financial analysis  Prepare performance reports related to applications approval / rejection rates, reasons for rejection, processing time of application, etc. Evaluate the performance of loan officers and sales representatives in their ability to conduct proper financial analisys of potential borrowers Identify and report suspicious transactions and decisions to management Guarantee the confidentiality of processed information, both clients and institution
Qualifications:	University degree of economics / accounting / banking / finance   Good spoken level of English (minimum Intermediate level) Experience in financing / credit underwriting (2 years +)  Strong analytical and logical skills Good communication and presentations skills Attentiveness to details Ability to make independent decisions Flexibility to travel on short assignments Proficiency in using MS Office products (Word, Excel, PowerPoint)
Contact:	Apply

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Posted in Banking